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The contentious debate on rating models, where the industry is going and the direction where the regulators are taking risk measurement are either diverging or running in parallel or going to collide. As you can tell, rating is something we find very interesting and we immerse ourselves in it, and develop models for clients, models […]
Whether you use a rating model or you are considering a rating model for your financial services businesses, one vendor, a perceived market leader, claims that you will struggle with the competitor output (model) and will be difficult to get regulator approval as their models are far superior. You’ve heard it all before, one vendor […]
Debt is rising, and the portion of bad debt is getting wider. This is the nature of the markets we are in, and it wonโt be changing anytime soon.ย Pre-delinquency indicators are vital in assisting financial services companies in their risk and control processes.ย Off-the-shelf software provide such features, however every business is different and […]
